Senior Medicare Grand Junction

Why Choose Us for Medicare in Grand Junction?

Senior Medicare is a Medicare office located in Grand Junction, CO. We are Medicare brokers – meaning that we can shop multiple carriers for your insurance needs. Other “captive” insurance agents can only give quotes from a single company. With us, you can compare plans and prices side-by-side, from multiple insurance companies.

When working with our expert team, you can rest assured that you are getting the very best coverage, at the very best price. Our office always keeps your best interest at the forefront.

• Work with a local insurance agent who specializes in the Grand Junction market. We are very in-tune with what’s happening NOW on the Western Slope.

• You can see us, talk with us, and meet with us all in-person or over the phone. You will never have to deal with agencies working from another city or state.

• We have a Medicare office located in Grand Junction. Visit us during office hours, or schedule with us at a time more convenient for you. We are also available to drive to you.

• Annual Review: once you’re a client of ours, we will always take care of you. It’s our goal to meet with every client of ours once per year for an insurance review so we can make sure you are always properly covered for your needs.

• Insurance Brokers: as we mentioned briefly above, we represent multiple insurance companies. This means you always get the best price and coverage, no matter your situation.
  

• Delta
• Dolores
• Garfield
  

• Gunnison
• La Plata
• Mesa
  

• Moffat
• Montezuma
• Montrose
  

• Ouray
• Rio Blanca​
  

Our Products and Services

​Educating our customers is key at our office. Read below for some of the products and services we can help with. Each section listed below links to the individual Service pages. If you click on the underlined sections you will be taken to another page on this website where you can read more information about that section.

Medicare Supplements

Also known as Medigap, Medicare Supplements provide additional coverage for Medicare insurance policies.
 
What does that mean, exactly?
 
It means that if Medicare ever doesn’t cover everything – if you have to pay any additional money – you have a “supplemental” insurance that will help cover you.
 
If you have a co-pay, for example, or any additional charges you are responsible for in relation to your Medicare coverage, you have additional (supplemental) coverage for some, or all of those costs. In some cases, Medigap – your Medicare Supplement – might take care of all costs associated with your healthcare needs that your regular Medicare coverage does not pay for.
 
According to statistics, only around 34% of people covered by Medicare also had Medicare Supplement Insurance. Have you ever take the time to find out how much money a Medicare Supplement policy could save you? Did you know there are 10 different Medigap plans to choose from? And did you know that Medigap does not cover everything?
 
Well, we’re here to help you! We’re professional Medicare Insurance agents because we help make Medicare simple for you. For more information on Medicare Supplements and if they might be right for you, be sure to contact our office. Our team at Senior Medicare Grand Junction will have the right answers for you.

Medicare Advantage

​An alternative path to Medicare Supplements, about 25% of our clients choose Medicare Advantage. Choosing Medicare Advantage gives you a private company that handles your Medicare payments. Instead of giving your Medicare card when paying a copay, you would give them your Medicare Advantage card.
 
Medicare Advantage is also a sort of all-in-one plan. It combines Medicare part A (hospital coverage) with part B (medical coverage), and sometimes additionally covers part D (prescription coverage). The reason so many people choose Medicare Advantage is because monthly premium costs can be much lower than Medicare Supplements. But, because Medicare Advantage is provided by private companies, you’ll need to make sure that your providers are in the coverage network.



Medicare Cost Plan

​Medicare Cost plans share some similarities with Medicare Advantage plans. Medicare Cost plans are also provided by private companies. These companies tend to have specific coverage areas, only accept new clients at specific times or availabilities, and have membership rules.

One advantage to selecting a Medicare Cost plan is that so long as the group is accepting new members, you can get health insurance coverage at any time of the year. You don’t have to worry about enrolling during specific times of the year that open enrollment would normally allow for.

New To Medicare?

​Are you new to Medicare? If you have any questions, or need someone to walk you through coverages, give our office a call (office number is given directly below). We are always available during normal business hours, and our staff is even ready to schedule meetings at times more convenient for you, if business hours don’t fit your schedule.

Medicare can be very simple. Let us help you make the right decisions for you!